Is your job applicant responsible enough to handle your company’s financial records? Does your tenant have a history of paying late? A credit report is a powerful tool that provides valuable insight into a person’s financial behavior and personal responsibility.

A pre-employment credit report is important for any job position with access to cash, credit, accounting, or corporate functions. As an employer, you want to be sure that you can trust your employees to have your business’ financial success in their best interest. By screening your employee’s credit history, you can gain insight on how responsible they are with their own money in order to make a decision on whether or not they can be trusted with yours.

As a landlord or property manager, you want to be sure that rent payments are received timely, and that rent checks will not bounce. You also want to be sure that a tenant will be responsible and pay for any damage they cause to your property. By screening your tenant’s credit profile, you can see if they have a history of being delinquent and whether or not they have any liens or judgments against them.