What do I need to include with my request for CourtHouse Concepts, Inc. to remove information resulting from human trafficking?

For CourtHouse Concepts, Inc. to process your request and remove information from your consumer report that is the result of human trafficking, you need to include the following documents and information with your request:

• A document that confirms that you were a victim of human trafficking, which may be one or more of the following types of documents:

o  A document that includes a determination that you were a victim of a form of human trafficking from:

o  A federal, state, tribal, or local governmental entity, government agency, or law enforcement entity; or

o  A non-governmental entity or task force authorized by a governmental agency to make such a determination;

o  A self-attestation, which is a statement prepared by you (or your representative) stating that you were a victim of human trafficking that is certified by an authorized employee or representative of a governmental agency or non-governmental entity; or

• One or more documents from a court indicating a determination by a court that you were a victim of human trafficking in a case where a central issue is whether you are a victim of human trafficking. Court documents can be made up of several documents from the court case that together show that the court accepted as true or found no genuine dispute that you were a victim of human trafficking; and
• Proof of identity, which may include copies of a government issued ID, driver’s license, birth certificate, passport, Social Security card or W2 (make sure any photocopies are clear and readable); and
• A statement identifying (1) the specific items of adverse information on your Equifax credit report that resulted from human trafficking (for example, by including the account number and creditor name) and (2) the mailing address (or email address) that CourtHouse Concepts should use to communicate with you in writing about your request.

If a designated representative, like your attorney or a victim assistance advocate, is preparing your statement or submitting your request on your behalf, they must also include proof of their identity and documentation that you have authorized them to act for you, like a valid power of attorney.

Call us at (877) 750-3660 (Ask for the Compliance Department) or email p.sage@courthouseconcepts.com if you have additional questions.